About Summit Crest
A modern lender with old-fashioned values
Since 2009, we've helped thousands of families finance the place they call home — with low rates, fast answers, and a human touch.
Our story
Built on referrals, not billboards
We started Summit Crest because getting a mortgage shouldn't feel like a battle.
After years inside big national banks, our founder saw how slow, confusing, and impersonal the process had become. Summit Crest Mortgage was built to be the opposite: transparent pricing, technology that speeds things up instead of hiding behind it, and loan officers who genuinely care about the outcome.
Today, most of our business comes from past clients and their friends and family — the highest compliment a lender can earn.
Explore loan optionsWhat we stand for
Our values
Honesty first
Clear numbers, no hidden fees, and straight answers — even when the answer is "wait."
Speed that matters
In a competitive market, fast pre-approvals and on-time closings win homes.
People over transactions
We treat every borrower like family, because a mortgage is a 30-year relationship.
Local expertise
Licensed in 12 states with deep knowledge of each market we serve.
Our journey
The Summit Crest story
2009
Summit Crest is founded
Marcus Hale opens the doors with a simple promise: treat every borrower like family.
2015
Expanded across the Southwest
Grew from a single office to a multi-state lender serving thousands of families.
2021
Launched our digital application
Modernized the experience with same-day pre-approvals and online document upload.
2026
17+ years strong
Now licensed in 12 states with a 4.9-star reputation built on referrals.
- 17+
- Years lending
- 12000+
- Families served
- 4.9/5
- Average rating
- 12
- States licensed
Let's finance your future
Talk to a loan officer today — friendly, no-pressure guidance from real humans.